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15 Money-Saving Hacks for Large Families

Do you have a large family? Are you struggling to stretch your budget for the month? Do you cringe at the thought of grocery shopping or finding affordable entertainment for everyone?

As a member of a large family, expenses can quickly add up and leave you feeling overwhelmed. Fortunately, there are several money-saving hacks that can help you make the most of your resources.

I came from a large family. I, my parents and my cousin sisters and brothers mostly we lived together in our ancestral house. Although we had multiple income and earner but also many mouths to feed.

I have seen how my parents used to plan, budget, and sometimes struggle hard to meet everyone’s needs. Not just the grocery, we had school requirements, medical needs and sometimes budgeting even not helps.  

Here in this article, I will share 15 money-saving hacks for large families. Thus, this article is specially curated for the ones who have a large family.

Money-Saving Hacks for Large Families

Create a Budget

Creating a budget is an essential step for large families looking to save money. With many mouths to feed and bills to pay, it can be easy for a family’s finances to spiral out of control without proper planning.  

By prioritizing essential expenses like rent or mortgage payments, utilities bills, groceries, and transportation costs in the budget plan, families can better control their spending habits while also setting aside funds for emergencies.

Moreover, creating a budget helps families keep track of their overall financial health especially by identifying areas that need improvement.

Through tracking your expenses monthly with pre-planned budgets set out at the start of every month you would discover what works best for you financially. When you have a large family, every member of the family has their needs and wants.

Not always you can deny everything to everyone, sometimes for the happiness of your family you have to go beyond and look for budget-friendly ways to do things.

Expenses and budgeting plays a crucial part in maintaining the financial balance. Thus, having a well-executed budget plan gives large families better control over their personal finance habits.

Meal Planning

Meal planning is a lifesaver for many large families who are trying to save money on their grocery bills. By taking the time to plan out meals for the week, families can easily shop around for the best deals and make purchases in bulk.

This not only saves money but also allows for less trips to the store throughout the week, freeing up more time and energy. Challenging as it may seem at first glance, making simple changes like incorporating cheaper proteins or opting for more vegetarian options will help save dollars quickly.  

It also encourages healthier eating habits as homemade meals tend to be more nutritious than takeout or restaurant options.

money-saving hacks for large families

Buy in Bulk

When you have a large family, it is no secret that expenses can quickly add up. Buying in bulk can be a great way to save money, it is an effective strategy that allows you to buy more items at lower prices.

This is because when you are buying in bulk, the cost per item is often much cheaper than when you buy them individually. With the rising cost of living affecting households, buying in larger quantities offers great value for money.
The benefits of buying in bulk are endless – from savings on product costs to reducing waste and time spent shopping. For a large family with several mouths to feed, purchasing food items like rice, pasta, beans or snacks can be done in larger quantities at wholesale warehouses or online retailers.

Cook in Batches

How familiar are you with cooking in batches?

One of the biggest challenges for large families is managing their budget when it comes to groceries and meals. Cooking in batches can be a helpful solution on this. Batch cooking makes meal preparation much more efficient.

Once cooked, the leftover food can be portioned out into containers and stored in the fridge or freezer, ready for use when needed. It saves time greatly and a great money-saving hacks for large families.

For example, on Sunday night you can batch cook pastas and fried rice for the next 3 days and store them in a freezer safe container. Whether you have a large family or simply want to streamline your meal prep routine, this approach is worth considering to save money.

Utilize Leftovers

There are countless ways to save money when you have a large family and utilizing leftovers is one of the easiest and most effective.

With a little creativity and imagination, leftovers can become new meals with unique flavors and textures. Look for creative ideas on how to make a new dish using the leftovers.

For example, if you have chicken curry you can make it into a simple yet delicious chicken biryani. Leftover grilled chicken can be diced up and added to a salad or used as a topping for homemade pizza.

Rice and pasta dishes can be transformed into tasty casseroles or stir-fried with vegetables.  The possibilities are endless.

Thus, before you toss out those leftover mashed potatoes or roast vegetables, consider how they could be repurposed into something delicious and budget-friendly.

money-saving hacks

Shop Sales and Use Coupons

Keep an eye out for sales and discounts on the items your family needs. Check weekly flyers, subscribe to email newsletters from your favorite stores, and use online platforms that aggregate deals and coupons.

With the rising costs of groceries and essentials, it is important to find ways to cut down expenses without compromising on quality. By taking advantage of deals offered by retailers, families can purchase products at lower prices while still getting what they need.

Seasonal sales such as Black Friday and Cyber Monday offer huge discounts on household items, furniture, clothing and much more.

It is important for large families to plan ahead by creating a list of necessary purchases in advance so that they don’t miss out on any good deals.

Now days, almost all the retail stores offer products on sale. There is weekend sale, Monday sale, special store discounts and so on. Keep checking on them and take advantage.

For example, I did my weekly grocery this week only instead of going to the store as I was getting more discounts and saved fuel as well.

Carpool and Share Expenses

Carpooling and sharing expenses can be an excellent solution for large families looking to save money. The idea is simple: instead of driving individual cars, family members can share a ride whenever possible. This not only saves on fuel costs but also reduces wear and tear on vehicles.

I have written an article on how you can save money on carpool.

Sharing expenses such as groceries or household supplies is also another cost-saving tactic for large families. By pooling resources with other members of the family, everyone benefits from bulk discounts while avoiding buying too much of one item in individual purchases.

This method also promotes sustainability by reducing waste from excess products.

Cancel Unnecessary Subscriptions

From streaming platforms to monthly delivery boxes, these automatic payments can easily add up and put a strain on your wallet, especially if you have a large family.

While each service may seem relatively cheap on its own, when combined with several others, they can quickly become an overwhelming expense.

Cancelling unnecessary subscriptions is an excellent way to save money for families who are looking for ways to cut back on expenses.

Take a closer look at your current subscriptions and identify which ones are not truly necessary.

For example, do you really need that extra streaming service or gym membership? Can you cut back on meal delivery kits or beauty box subscriptions?

The goal in cancelling unnecessary subscriptions should always be about financial health: maximizing disposable income while minimizing spending where possible.

Utilize Community Resources 

Utilizing community resources can be an incredible way to save money for large families. From food banks and free meal programs to discount stores and thrift shops, there are many ways that you can get the goods and services your family needs.

For instance, if you have young children, you might consider participating in a toy swap program. This allows you to lend out toys your kids no longer play with while borrowing others they are interested in trying out without spending extra money on new toys.

Parents can look into local youth programs offered by community centers. These programs may include sports teams, art classes and music lessons that are either free or heavily subsidized.

Similarly, families can save on groceries by shopping at farmers markets or joining food co-ops where they can purchase fresh produce and other goods straight from local growers and producers at reduced prices.

These are just a few examples of how taking advantage of community resources can be extremely beneficial for large families.

Save on Utilities

When you have a large family, every penny saved counts. One of the most significant ways to save money on utilities is by upgrading outdated appliances or installing energy-efficient models.

You can also save energy and money on utilities by following a few simple practices like turning off lights when not in use and unplugging electronics.

Installing low-flow showerheads and toilets, fixing leaks promptly and smart thermostat usage do add up in helping families avoid having unnecessary expenses.

Plan Vacations Strategically

Planning a vacation for a large family can be expensive, but strategizing the trip with careful planning can help reduce costs.

First and foremost, consider traveling during off-seasons when prices are typically cheaper. Also, look into package deals that bundle airfare and accommodations together to save money overall.

Choosing a rental home or Airbnb over multiple hotel rooms can often be more cost-effective.

If you are planning on traveling via airways, booking flights well in advance can result in lower ticket prices compared to last-minute bookings.

While it may seem tempting to splurge on fancy restaurants and expensive excursions while on vacation, sticking to a budget by preparing meals in advance or packing snacks for outings can add up significantly in savings.

Set Financial Goals

One of the most significant benefits of setting financial goals is the sense of control and empowerment that comes with having a plan in place. Instead of feeling overwhelmed by your finances, you will have a clear roadmap for achieving your desired outcomes.

Whether it’s paying off debt, creating an emergency fund or saving up for a family vacation, setting specific goals is key.

Practice Mindful Shopping

Practicing mindful shopping can be a saving grace for large families. This means taking an intentional approach to our spending habits and being more aware of what we buy, when we buy it, and why.

Take the time to compare prices, read product reviews, and consider alternatives. Avoid impulse buying by giving yourself a cooling-off period before making non-essential purchases. By practicing mindfulness, you can avoid unnecessary expenses and make more informed buying decisions.

Teach Children About Money

Teaching children about money management is an essential life skill that every parent should impart to their kids. When it comes to large families, saving and budgeting become even more critical.

Teaching children how to handle finances can help alleviate financial pressures on parents as they will learn the value of money and the importance of saving.

Encourage them to save a portion of their allowances or earnings, and teach them the value of delayed gratification.

As they grow older, involve them in more complex financial decisions, such as planning family vacations or managing household expenses.

Instilling financial literacy in your children empowers them to make sound financial choices in the future.

Teaching children about money provides an opportunity for them to understand the value of items and the effort required to earn them. This newfound appreciation may encourage them to take better care of possessions. 

Parents who teach these skills are giving a lifetime advantage where learning becomes habitual rather than transactional – this benefit spreads out beyond childhood years with more successful adult living financially capable lives

teach your kid about money

DIY Projects

DIY projects are not just a fun way to spend your spare time but can also help save money for large families. These types of projects allow you to create customized solutions, which may be more affordable than purchasing ready-made products from the store.

For instance, repairing and repurposing old furniture or appliances instead of buying new ones or transforming plain walls with paint and stencils instead of hiring a professional painter. You can even grow your own vegetables and herbs in a backyard garden.  Families can significantly reduce labor costs by practicing DIY projects.

DIYs provide opportunities for creativity while fostering valuable life skills such as problem-solving and resourcefulness- skills which will always come in handy.


Living as part of a large family does not need to put too much strain on your finances. With the right money-saving hacks, you can live well and within your means.

Bulk buying, couponing, and other smart shopping strategies will go a long way towards helping to stretch those dollars. From meal prepping and couponing to shopping for bulk items online or at discount warehouses.

There are plenty of ways for large families on a budget to get creative when finding cost-effective solutions. Implementing these money-saving hacks for large families can help save money and energy.  

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